Financial Education
The following financial education materials are designed to guide readers to an understanding of basic investment, financial and wealth planning concepts. These materials also may be used as a tool to foster conversations among family members about the meaning and appropriate stewardship of wealth. As a starting point, please see the white paper below:
The pathway to responsible adulthood – and wealth responsibility – starts at home with the basics. The 20-something years can be critical, testing and thrilling, for both young adults and their parents. Their choices, experiences, decisions and questions often have as much to do with money, its meaning, its proper use and its potential as they do with starting a career, deciding where to live and buying a first piece of property.
Understanding Investments
- Asset Allocation (PDF)
- Understanding Investment Terms and Concepts (PDF)
- Understanding Risk (PDF)
- Investing in Bonds (PDF)
- Investing in Stocks (PDF)
- Mutual Fund Basics (PDF)
- Alternative Asset Classes: An Introduction (PDF)
Using Debt Responsibly
Expense Management
- Establishing a Credit History (PDF)
- Borrowing Options: Credit Cards (PDF)
- Choosing a Credit Card (PDF)
- Comparing Credit Card Finance Charges, Fees and Benefits (PDF)
- Credit Card Minimum Payments and Payoffs (PDF)
- Understanding Your Credit Report (PDF)
- Interpreting the Information on Your Credit Report (PDF)
- Preventing Credit Card Fraud (PDF)
- Savings Accounts (PDF)
